Every tool included
28 features. One subscription.
Built exclusively for UK landlords. Every feature maps to a real HMRC obligation or a daily landlord pain point. No fluff.
Core Tax & MTD
9 featuresQuarterly MTD Submissions
Generate quarterly summaries from your transactions. Download a pre-filled SA105 PDF with every box number and step-by-step gov.uk instructions, or submit direct via HMRC API once your account is connected.
AI SA105 Categorisation
Every bank transaction is mapped to the correct HMRC SA105 box — rent income, repairs, insurance, letting fees, Section 24 mortgage interest. Confidence scores flag anything uncertain for your 30-second review.
Bank Statement Upload
Auto-detects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, Santander, and Nationwide CSV formats. Smart fallback parser handles any other bank. Transactions imported and ready to categorise in seconds.
AI Letting-Agent Statement Parser
Upload your monthly Foxtons, Savills, or any letting agent PDF/CSV statement. AI extracts rent received, management fees, and repair costs — then maps each line to SA105 and imports as categorised transactions.
Live Tax-Owed Counter
Running estimate of your current tax-year liability — updated every time you categorise a transaction. Shows income vs expenses, personal allowance position, Section 24 impact, and an MTD penalty radar.
CGT Reports
Track your capital gains position for every property. Calculate estimated CGT on a planned sale using 2026/27 rates (18% basic, 24% higher), apply the £3,000 annual exempt amount, and factor in PRR.
Receipt OCR
Photograph a receipt and our AI reads the amount, date, and category. Automatically added to your SA105 expense records with confidence scoring. Never lose a deductible expense again.
WhatsApp Receipt Bookkeeping
Forward any receipt photo or type "£125 boiler repair" to our WhatsApp number. AI categorises it instantly and adds it to your transactions. The fastest way to log an expense on the go.
Accountant Handoff Pack
One click to generate a complete accountant pack — SA105 PDF, categorised transaction CSV, and quarterly summary — ready to email directly to your accountant at year end. No more spreadsheet hell.
Property Management
6 featuresProperty Portfolio
Add all your properties — BTL, HMO, commercial, furnished holiday lets. Each property gets its own ledger: income, expenses, yield, mortgage balance. Full portfolio view in one dashboard.
HMO Per-Room P&L
HMO landlords can track income and expenses by individual room. See which rooms are profitable, occupancy rates, and download a per-room SA105 P&L PDF — the only tool that does this for small HMOs.
Renovation Tracker
Log every repair invoice and AI classifies it as capital (adds to CGT base cost) or revenue (deductible on SA105) using HMRC BIM46900 rules. Never lose track of what increases your CGT acquisition cost.
Property Valuation & CGT Planner
Get an AVM-backed market value estimate for any property. Run a full CGT crystallisation scenario — estimated gain, tax owed, timing strategies (sell in lower-income year, joint ownership, PRR).
Rent Collection via Open Banking
Collect rent directly via Open Banking (TrueLayer PIS). No card fees, instant confirmation, automatic reconciliation against your rental income records. White-labelled payment links for your tenants.
Portfolio Benchmarking
See how your gross yield, expense ratio, and net return compares to regional averages (London, Manchester, Birmingham, Leeds). Personalised insights: "Your expense ratio is 6% below the London average."
Compliance & Legal
7 featuresCompliance Radar
One unified calendar for every landlord deadline: Gas Safety (annual), EICR (5 years), EPC (10 years), HMO licence, ATED 30 April, MTD quarterlies, SA 31 January. Overdue items shown in red.
EPC & MEES 2030 Tracker
Track EPC ratings for every property. Shows the gap to Band C required by 2030, estimated upgrade cost, and whether you may qualify for Warm Homes Plan grants. Countdown to the 2030 deadline.
Section 8 Notices
Generate legally compliant Section 8 possession notices post-S21 abolition. Correct grounds, prescribed form, legally required wording for the Renters' Rights Act 2025. Email directly to tenant or download PDF.
Section 13 Rent Increase Notices
Issue Section 13 rent increase notices compliant with the May 2026 mandate. Correct notice period calculation, prescribed form, email delivery to tenant. Full audit trail stored.
Tenant Portal
Tenant-facing portal for RRA 2025 compliance. Issue required information sheets at tenancy start, share safety certificates, maintain rent ledger. Meets the 31 May 2026 Renters' Rights Act duties.
ATED Returns
Annual Tax on Enveloped Dwellings for Ltd company landlords with property values over £500,000. Generate the 30 April return PDF, calculate the band, and track relief claims. Rarely offered by competitors.
SDLT Surcharge Optimiser
Paid one-off report (£49) showing whether you overpaid SDLT on your last purchase — 3% surcharge reclaim, mixed-use relief, multiple dwellings relief. 4-year look-back window. Saves landlords thousands.
AI Tools
4 featuresAI Tax Agent
Proactive monitoring agent that reviews your transactions nightly. Alerts you to uncategorised items, upcoming deadlines, unusual expenses, and optimisation opportunities. Weekly portfolio health score email.
Tax Advisor Chat
Ask any UK property tax question in plain English. Powered by Claude, with SA105 rules, Section 24, CGT, SDLT, and MTD knowledge built in. Every answer cites gov.uk sources. Not a substitute for professional advice.
Voice-First Dashboard
Speak to your dashboard: "How much tax do I owe this quarter?" or "Log a £350 boiler repair to Oak Street." Powered by Whisper + Claude. Designed for landlords who manage on the go.
IHT Inheritance Tax Planner
Calculate estimated IHT liability on your property portfolio. Uses 2026/27 nil-rate bands (£325k single, £650k married, £175k RNRB). Shows planning strategies: gifting, life insurance in trust, deed of variation.
Free Calculators
3 featuresCGT Calculator
Free interactive calculator for capital gains tax on UK property sales. 2026/27 rates, annual exempt amount, PPR, lettings relief, and joint ownership splitting.
Landlord Tax Calculator
Calculate your total tax bill from rental income: income tax, National Insurance, Section 24 restriction, and net take-home. Compares personal vs Ltd company ownership.
MTD Readiness Checker
5-minute quiz: are you ready for April 2026? Checks your income threshold, current record-keeping setup, deadline awareness, and generates a personalised action plan.
Pick a plan and start using all of it.
From £19/month. Every feature is included on every paid tier — tier just controls how many properties you can add.