IHT Calculator — Inheritance Tax on UK Property 2026/27

Estimate your Inheritance Tax liability based on your property portfolio and personal estate. Instant, free.

Your estate

Total property portfolio value (£)

Outstanding mortgages (£)

Other assets — savings, shares, etc. (£)

Gifts made in the last 7 years (£)

Gifts made >7 years ago are fully exempt.

Personal circumstances

Marital status

Single / widowedMarried / civil partner

Leaving main home to direct descendants (children / grandchildren)

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Enter your portfolio value on the left to see your IHT estimate.

This is not tax advice. IHT rules are complex and depend on your full personal circumstances. This tool uses 2026/27 nil-rate bands (£325,000 NRB, £175,000 RNRB) and the 40% IHT rate. Consult a qualified accountant or solicitor for estate planning.