Landlord Studio vs Landlord Vision (MTD 2026): Which Property Platform?

Last updated 27 June 2026 · 8 min read · By the LandlordTaxAi Editorial Team

The short answer

Both are property-first platforms for MTD. Landlord Vision is the heavier, accounting-rich choice for portfolio landlords who want detailed reporting. Landlord Studio is a friendlier, mobile-first app that blends bookkeeping with everyday management and has a free tier to start. Vision goes deeper; Studio is easier.

Where QuickBooks and Xero are general tools, Landlord Studio and Landlord Vision are built for landlords from the ground up. The decision comes down to how much accounting depth you need versus how quickly you want to be up and running.

Pricing and HMRC status change — confirm current details before subscribing. For the wider market see MTD software for landlords.

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Total qualifying income
£28,000
You must use MTD for Income Tax
From 6 April 2028

Both property-first. Landlord Vision is HMRC-recognised; check current status and pricing. Estimate only.

Landlord Vision: accounting depth

Landlord Vision is a comprehensive platform built for serious portfolio landlords. It offers proper double-entry accounting, detailed reporting, tenancy and document management, and is HMRC-recognised for MTD for Income Tax. Pricing is a paid subscription, commonly billed annually from around £99 a year upward depending on portfolio size.

The trade-off for that power is a steeper learning curve — it rewards landlords who want rigour and depth.

If you have several properties and want accountant-grade records and reports in one place, Landlord Vision is built for exactly that.

Landlord Studio: simple and mobile

Landlord Studio is a mobile-first app that makes income and expense tracking quick — snap receipts, track rent, run reports — with MTD record-keeping built in. It offers a free tier with limits and paid plans above it, so it’s easy and cheap to start.

It’s lighter on full accounting than Vision, but for many landlords that simplicity is exactly the point.

FactorLandlord StudioLandlord Vision
StyleMobile-first, simpleFull accounting platform
MTD for Income TaxBuilt for MTD (check current status)HMRC-recognised
Accounting depthLighter, tracking-ledDeep, double-entry
PricingFree tier then paid plansPaid, often annual (from ~£99/yr)
Best forSmall portfolios, easy startLarger portfolios, accounting depth

A free tier makes Landlord Studio a low-risk way to try property-first MTD bookkeeping before committing.

Which should you choose?

Bigger portfolio, want depth and detailed reporting? Landlord Vision. Smaller portfolio, want simple and mobile with a free start? Landlord Studio. Both keep compliant MTD records — the difference is depth versus ease.

Tax records without the platform

LandlordTaxAi focuses purely on landlord tax — reading your bank statements, categorising them and keeping MTD-ready records — so you stay compliant without learning a full platform.

See how it works

A worked example

Three landlords decide for April 2026.

Eight properties, wants detailed accountsLandlord Vision — depth and reporting
Two properties, prefers a phone appLandlord Studio — simple and mobile
One flat, wants a free trial firstLandlord Studio free tier to start

Portfolio size and your appetite for accounting detail usually settle it.

Frequently asked questions

Are Landlord Studio and Landlord Vision HMRC-recognised for MTD?

Landlord Vision is on HMRC’s compatible-software list, and Landlord Studio is built for MTD too. Check HMRC’s list for current status before subscribing.

What’s the main difference?

Landlord Vision is the heavier, accounting-rich platform; Landlord Studio is friendlier and mobile-first. Vision goes deeper; Studio is easier to start.

Which is better for a larger portfolio?

Landlord Vision, generally — detailed accounting and reporting for several properties. Landlord Studio scales too but is lighter on full accounting.

Which is cheaper?

Landlord Studio has a free tier then paid plans; Landlord Vision is paid (often from ~£99/year). Compare current pricing for your number of units.

Do both keep digital records and file quarterly updates?

Yes — both keep MTD digital records and submit quarterly updates on a plan that includes filing.

Which should a first-time MTD user pick?

Want simple and mobile? Landlord Studio. Want deeper accounting and a bigger portfolio? Landlord Vision.

Written and reviewed by the LandlordTaxAi Editorial Team. Our guides are reviewed against current HMRC guidance and updated when the rules change. Operated by LandlordTaxAi, United Kingdom. Follow us on LinkedIn.

Last reviewed: 27 June 2026 · Researched against primary UK sources for the 2026/27 tax year: https://www.gov.uk/guidance/choose-the-right-software-for-making-tax-digital-for-income-tax; https://www.landlordvision.co.uk/; https://www.landlordstudio.com/uk-blog/mtd-software-for-landlords. This article is informational only and does not constitute tax advice. Check the latest details on GOV.UK or with a qualified accountant.

Tax records without the platform

LandlordTaxAi focuses purely on landlord tax — reading your bank statements, categorising them and keeping MTD-ready records — so you stay compliant without learning a full platform.